In the Senate since April 27, 2026.
2026 Regular Session
House Bill 5211
AN ACT CONCERNING COMMERCIAL FINANCING.
What it does
The synopsis the General Assembly published with the bill.
To redefine "commercial financing", require commercial financing providers to disclose estimated annual percentage rates and revise and establish certain requirements applicable to commercial financing contracts.
Sponsors
Who carried the bill in each chamber, and who signed on. Each name leads to the member's page.
In the House of Representatives
Sponsor
83 co-sponsors
David Rutigliano, Jonathan Jacobson, Tom O'Dea, Mitch Bolinsky, Patrick E. Callahan, Michael D. Quinn, Nicholas Menapace, Savet Constantine, Michael DiGiovancarlo, Gary A. Turco Jr., Eilish Collins Main, William Heffernan, Matt Blumenthal, Joshua M. Hall, Michael "MJ" Shannon Jr., Hector Arzeno, Jillian Gilchrest, Kate Farrar, David DeFronzo, Nick Gauthier, Vincent J. Candelora, Tom Delnicki, Jason Doucette, Corey P. Paris, Hubert D. Delany, Jason Rojas, Renee LaMark Muir, Kadeem Roberts, Joseph P. Gresko, Kaitlyn Shake, Stephen R. Meskers, William Pizzuto, Tony J. Scott, Joseph H. Zullo, Kerry S. Wood, Maryam Khan, Chris Aniskovich, Daniel Gaiewski, Sarah Keitt, Rebecca Martinez, Arnold Jensen, Greg S. Howard, Dave W. Yaccarino, Patrick Biggins, Tami Zawistowski, John E. Piscopo, Christopher Rosario, James Sanchez, Julio A. Concepcion, Kai J. Belton, Antonio Felipe, Marcus Brown, John Santanella, Kevin Brown, Fred Gee Jr., Susan M. Johnson, Emmanuel Sanchez, Chris Stewart, Irene M. Haines, Ben McGorty, Jill Barry, Christopher Poulos, Patrick S. Boyd, Farley Santos, Anne M. Hughes, Aimee Berger-Girvalo, Steven Winter, Anthony L. Nolan, John-Michael Parker, Kara Rochelle, Tim Ackert, Roland J. Lemar, Ronald A. Napoli Jr., Trenee McGee, Laurie Sweet, Jaime S. Foster, Cristin McCarthy Vahey, Aundre Bumgardner, Kurt Vail, Gregory Haddad, Kenneth Gucker, Maria P. Horn, Seth Bronko
In the Senate
5 co-sponsors
Patricia Billie Miller, Ceci Maher, Matthew L. Lesser, MD Rahman, Tony Hwang
Its course
February 18 to May 6, 2026, on one scale. In the top row each mark is a day something happened; taller marks are busier days.
Each committee stop sits inside its chamber.
Every action24 actions on 11 days
In the House of RepresentativesFeb 18 to Apr 2768 days
Banking CommitteeFeb 18 to Mar 1020 days
Judiciary CommitteeApr 7 to Apr 103 days
In the SenateFrom Apr 27
Votes
Yeas to nays, as the General Assembly recorded them. Committee votes are set in.
Mar 10
Apr 10
Who voted how
Yea Bob Godfrey, Cara Christine Pavalock-D'Amato, Ceci Maher, David Rutigliano, Derell Wilson, Dominique Johnson, Doug Dubitsky, Gary A. Winfield, Greg S. Howard, Herron Gaston, Hubert D. Delany, Jason Doucette, Jason Perillo, Jillian Gilchrest, Jonathan Fazzino, Jonathan Jacobson, Jorge Cabrera, Josh Elliott, Kadeem Roberts, MD Rahman, Mae Flexer, Maryam Khan, Matt Blumenthal, Matthew L. Lesser, Melissa Osborne, Michael D. Quinn, Patricia A. Dillon, Patricia Billie Miller, Patrick E. Callahan, Renee LaMark Muir, Steven J. Stafstrom, Sujata Gadkar-Wilcox, Tom O'Dea, Toni E. Walker, Travis Simms
Nay Craig C. Fishbein, Donna Veach, John A. Kissel, Mark DeCaprio, Paul Cicarella
Not voting Marcus Brown
House of Representatives, vote31–116
Apr 27 · 4 not voting
Who voted how
Yea Anne Dauphinais, Arnold Jensen, Brian Lanoue, Cara Christine Pavalock-D'Amato, Chris Aniskovich, Christie M. Carpino, Devin R. Carney, Donna Veach, Doug Dubitsky, Gale L. Mastrofrancesco, Irene M. Haines, Jay M. Case, Joe Canino, Joe Hoxha, John E. Piscopo, Karen Reddington-Hughes, Kathy Kennedy, Lezlye Zupkus, Mark W. Anderson, Martin Foncello, Nicole Klarides-Ditria, Patrick E. Callahan, Seth Bronko, Steve Weir, Tami Zawistowski, Tammy Nuccio, Tim Ackert, Tina Courpas, Tracy Marra, Vincent J. Candelora, William Pizzuto
Nay Aimee Berger-Girvalo, Alphonse Paolillo Jr., Amy Morrin Bello, Amy Romano, Andre F. Baker Jr., Anne M. Hughes, Anthony L. Nolan, Antonio Felipe, Aundre Bumgardner, Ben McGorty, Bill Buckbee, Bob Godfrey, Bobby G. Gibson Jr., Brandon Chafee, Carol Hall, Chris Stewart, Christopher Poulos, Christopher Rosario, Corey P. Paris, Cristin McCarthy Vahey, Daniel Gaiewski, Dave W. Yaccarino, David DeFronzo, David Rutigliano, Derell Wilson, Dominique Johnson, Eilish Collins Main, Eleni Kavros DeGraw, Emmanuel Sanchez, Farley Santos, Frank Smith, Fred Gee Jr., Gary A. Turco Jr., Geoff Luxenberg, Geraldo C. Reyes Jr., Greg S. Howard, Gregory Haddad, Hector Arzeno, Henry J. Genga, Hilda E. Santiago, Hubert D. Delany, Iris N. Sanchez, Jaime S. Foster, James Sanchez, Jane M. Garibay, Jason Buchsbaum, Jason Doucette, Jason Rojas, Jennifer Leeper, Jill Barry, Jillian Gilchrest, Joe Polletta, John Santanella, John-Michael Parker, Jonathan Fazzino, Jonathan Jacobson, Jonathan Steinberg, Joseph H. Zullo, Joseph P. Gresko, Josh Elliott, Joshua M. Hall, Juan R. Candelaria, Julio A. Concepcion, Kadeem Roberts, Kai J. Belton, Kaitlyn Shake, Kara Rochelle, Kate Farrar, Kenneth Gucker, Kerry S. Wood, Kevin Brown, Kurt Vail, Larry B. Butler, Larry Pemberton Jr., Laurie Sweet, Liz Linehan, Lucy Dathan, Marcus Brown, Maria P. Horn, Mark DeCaprio, Mary Fortier, Mary Welander, Maryam Khan, Matt Blumenthal, Matthew Ritter, Melissa Osborne, Michael "MJ" Shannon Jr., Michael D. Quinn, Michael DiGiovancarlo, Mike Demicco, Minnie Gonzalez, Mitch Bolinsky, Moira Rader, Nicholas Menapace, Nick Gauthier, Patricia A. Dillon, Patrick Biggins, Patrick S. Boyd, Raghib Allie-Brennan, Rebecca Martinez, Renee LaMark Muir, Robin E. Comey, Roland J. Lemar, Ronald A. Napoli Jr., Sarah Keitt, Savet Constantine, Stephen R. Meskers, Steven J. Stafstrom, Steven Winter, Susan M. Johnson, Tom Delnicki, Tom O'Dea, Tony J. Scott, Travis Simms, Trenee McGee, William Heffernan
Not voting Craig C. Fishbein, Mary M. Mushinsky, Tammy R. Exum, Toni E. Walker
House of Representatives, vote143–5
Apr 27 · 3 not voting
Who voted how
Yea Aimee Berger-Girvalo, Alphonse Paolillo Jr., Amy Morrin Bello, Amy Romano, Andre F. Baker Jr., Anne M. Hughes, Anthony L. Nolan, Antonio Felipe, Arnold Jensen, Aundre Bumgardner, Ben McGorty, Bill Buckbee, Bob Godfrey, Bobby G. Gibson Jr., Brandon Chafee, Brian Lanoue, Cara Christine Pavalock-D'Amato, Carol Hall, Chris Aniskovich, Chris Stewart, Christie M. Carpino, Christopher Poulos, Christopher Rosario, Corey P. Paris, Cristin McCarthy Vahey, Daniel Gaiewski, Dave W. Yaccarino, David DeFronzo, David Rutigliano, Derell Wilson, Devin R. Carney, Dominique Johnson, Donna Veach, Doug Dubitsky, Eilish Collins Main, Eleni Kavros DeGraw, Emmanuel Sanchez, Farley Santos, Frank Smith, Fred Gee Jr., Gary A. Turco Jr., Geoff Luxenberg, Geraldo C. Reyes Jr., Greg S. Howard, Gregory Haddad, Hector Arzeno, Henry J. Genga, Hilda E. Santiago, Hubert D. Delany, Irene M. Haines, Iris N. Sanchez, Jaime S. Foster, James Sanchez, Jane M. Garibay, Jason Buchsbaum, Jason Doucette, Jason Rojas, Jennifer Leeper, Jill Barry, Jillian Gilchrest, Joe Polletta, John E. Piscopo, John Santanella, John-Michael Parker, Jonathan Fazzino, Jonathan Jacobson, Jonathan Steinberg, Joseph H. Zullo, Joseph P. Gresko, Josh Elliott, Joshua M. Hall, Juan R. Candelaria, Julio A. Concepcion, Kadeem Roberts, Kai J. Belton, Kaitlyn Shake, Kara Rochelle, Karen Reddington-Hughes, Kate Farrar, Kathy Kennedy, Kenneth Gucker, Kerry S. Wood, Kevin Brown, Kurt Vail, Larry B. Butler, Larry Pemberton Jr., Laurie Sweet, Lezlye Zupkus, Liz Linehan, Lucy Dathan, Marcus Brown, Maria P. Horn, Mark DeCaprio, Mark W. Anderson, Martin Foncello, Mary Fortier, Mary M. Mushinsky, Mary Welander, Maryam Khan, Matt Blumenthal, Matthew Ritter, Melissa Osborne, Michael "MJ" Shannon Jr., Michael D. Quinn, Michael DiGiovancarlo, Mike Demicco, Minnie Gonzalez, Mitch Bolinsky, Moira Rader, Nicholas Menapace, Nick Gauthier, Nicole Klarides-Ditria, Patricia A. Dillon, Patrick Biggins, Patrick E. Callahan, Patrick S. Boyd, Raghib Allie-Brennan, Rebecca Martinez, Renee LaMark Muir, Robin E. Comey, Roland J. Lemar, Ronald A. Napoli Jr., Sarah Keitt, Savet Constantine, Seth Bronko, Stephen R. Meskers, Steve Weir, Steven J. Stafstrom, Steven Winter, Susan M. Johnson, Tami Zawistowski, Tammy Nuccio, Tim Ackert, Tina Courpas, Tom Delnicki, Tom O'Dea, Tony J. Scott, Tracy Marra, Travis Simms, Trenee McGee, Vincent J. Candelora, William Heffernan, William Pizzuto
Nay Anne Dauphinais, Gale L. Mastrofrancesco, Jay M. Case, Joe Canino, Joe Hoxha
Not voting Craig C. Fishbein, Tammy R. Exum, Toni E. Walker
Amendments
Each amendment offered, and what became of it.
House of Representatives floor amendmentAdopted
Adopted Apr 27 · Adopted May 6
House of Representatives floor amendmentRejected
Rejected Apr 27
Text
Each version as the General Assembly printed it.
l9n doesn't hold this bill's text yet.
What happened
In l9n's words, one line for each step. Every action as the General Assembly published it is below.
In the House of Representatives Feb 18 – Apr 27
- Feb 18Introduced and sent to Banking Committee
- Feb 19Heard in Banking Committee
- Mar 10Banking Committee recommended a substitute for it
- Apr 7Sent to Judiciary Committee
- Apr 10Judiciary Committee recommended it
- Apr 27The House of Representatives adopted House of Representatives Amendment A
- The House of Representatives rejected House of Representatives Amendment B
- Passed the House of Representatives with House of Representatives Amendment A
In the Senate Apr 27 – May 6
- Apr 27Sent to the Senate
- May 6The Senate adopted House of Representatives Amendment A
All 24 actions, as published
- Feb 18REF. TO JOINT COMM. ONBoth houses
- Feb 19PUBLIC HEARINGBoth houses
- Mar 10Joint Favorable SubstituteBoth houses
- Mar 10FILED WITH LCOBoth houses
- Mar 18REFERRED TO OLR, OFABoth houses
- Mar 24RPTD. OUT OF LCOBoth houses
- Mar 24FAV. RPT., TABLED FOR HOUSE CALENDARHouse of Representatives
- Mar 24HOUSE CALENDAR NUMBERHouse of Representatives
- Mar 24FILE NO.Both houses
- Apr 7REF. BY HOUSE TO COMMITTEE ONHouse of Representatives
- Apr 10Joint FavorableBoth houses
- Apr 13FILED WITH LCOBoth houses
- Apr 13RPTD. OUT OF LCOBoth houses
- Apr 13NO NEW FILE BY COMM. ONBoth houses
- Apr 13TABLED FOR HOUSE CALENDARHouse of Representatives
- Apr 27HOUSE ADOPTED HOUSE AMEND. SCH.House of Representatives
- Apr 27HOUSE REJECTED HOUSE AMEND. SCH.House of Representatives
- Apr 27HOUSE PASSED, HOUSE AMEND. SCH.House of Representatives
- Apr 27IMMEDIATE TRANSMITTAL TO THE SENATEHouse of Representatives
- Apr 28FAV. RPT., TAB. FOR CAL., SEN.Senate
- Apr 28SENATE CALENDAR NUMBERSenate
- Apr 28FILE NO.Both houses
- May 6SEN. ADOPTED HO. AMEND. SCH.Senate
- May 6MATTER PASS RETAINEDSenate